LifeCycle or SelfSelect
The NZ Funds Managed Superannuation Service provides clients with a modern, contemporary solution to help them achieve their retirement objectives.
The NZ Funds Managed Superannuation Service is a Qualifying Recognised Overseas Pension Scheme (QROPS) and is therefore able to accept UK Pension transfers from clients migrating to New Zealand.
Like our KiwiSaver Scheme, it is made up of three Strategies; the Income Strategy, Inflation Strategy and Growth Strategy.
For UK Pension clients, it also offers an Income Strategy and Growth Strategy with a British Pound overlay, to meet the needs of those who may want to retain an exposure to this currency.
Under our automated LifeCycle investment option, a member's investment is automatically allocated across the Income, Inflation and Growth Strategies each year based on their age, as illustrated below.
LifeCycle - Age-based asset allocation
Aims to provide exposure to income assets using an active management approach.
Aims to mitigate the impact of inflation on your investment over the medium and/or long term by investing in income and growth assets using an active management approach.
Aims to grow your investment over the long term by investing in income and growth assets using an active management approach.
SelfSelect
If LifeCycle is not suitable for you, you can invest using SelfSelect. Under SelfSelect, you choose which Strategies you want to invest in, and the proportion to be invested in each Strategy.
We diversify across multiple asset types
Strategies are constructed using PIE investment vehicles which hold a wide range of asset and security types.*
* NZ Funds is an active investment manager. Any assets referred to above may or may not be held by the Strategies at any given point in time.
We use a global network of investment managers
The investment managers we work with manage funds for some of the world’s largest pension schemes.
LSV Asset Management
Chicago IL, USA.
US$112 billion1
Emerson Point
Stamford CT, USA.
US$480 million2
MFS
Boston MA, USA.
US$501 billion3
Suvretta
New York NY, USA.
US$3.4 billion4
Universa
Miami FL, USA.
US$4.1 billion5
