Strategies Overview
Strategies Overview
Income Strategy
| Objective | The objective of the Strategy is to provide exposure to income-orientated assets using an active investment management approach. |
| Risk & volatility | Please see the NZ Funds Managed Superannuation Service Product Disclosure Statement or the latest Fund Updates for information on risk. |
| LifeCycle allocation | The LifeCycle Process allocates 10% of a member's funds to this Strategy. This allocation will remain constant until a member reaches age 55, from when it will gradually increase to 30% by age 65. |
| Minimum suggested investment timeframe | 2 years + |
| Permitted investments |
The Strategy may invest in securities in the following asset classes: • Cash and cash equivalents • New Zealand fixed interest • International fixed interest • Foreign currency • Alternative securities * * 'Alternative securities' means asset classes not usually accessed by retail investors, for example, private equity, venture capital and hedge funds. These tend to be asset classes where valuation and liquidity may be uncertain and returns may be volatile. |
| Anticipated investment approach | Over time, it is anticipated that the Strategy will hold a significant exposure to cash and cash equivalents, international fixed interest and/or New Zealand fixed interest. |
| Further information | Further information is contained in the NZ Funds Managed Superannuation Service Product Disclosure Statement |
Inflation Strategy
| Objective | The objective of the Strategy is to mitigate the impact of inflation on your investment over the medium and/or long-term by investing in income-orientated assets and growth-orientated assets using an active investment management approach. |
| Risk & volatility | Please see the NZ Funds Managed Superannuation Service Product Disclosure Statement or the latest Fund Updates for information on risk. |
| LifeCycle allocation | The LifeCycle Process allocates 20% of a member's funds to this Strategy until the member reaches the age of 54, from when their allocation will gradually increase. |
| Minimum suggested investment timeframe | 5 years + |
| Permitted investments |
The Strategy may invest in securities in the following asset classes: • Cash and cash equivalents • New Zealand fixed interest • International fixed interest • Australasian equities • International equities • Listed property • Foreign currency • Commodities • Alternative securities * * 'Alternative securities' means asset classes not usually accessed by retail investors, for example, private equity, venture capital and hedge funds. These tend to be asset classes where valuation and liquidity may be uncertain and returns may be volatile. |
| Anticipated investment approach | Over time, it is anticipated that the Strategy will hold a diversified range of assets expected to include cash and cash equivalents, New Zealand fixed interest, international fixed interest, Australasian equities, international equities, and/or commodities. |
| Further information | Further information is contained in the NZ Funds Managed Superannuation Service Product Disclosure Statement |
Growth Strategy
| Objective | The objective of the Strategy is to grow your investment over the long-term by investing in income-orientated assets and growth-orientated assets using an active investment management approach. |
| Risk & volatility | Please see the NZ Funds Managed Superannuation Service Product Disclosure Statement or the latest Fund Updates for information on risk. |
| LifeCycle allocation | The LifeCycle Process allocates 70% of a member's funds to this Strategy until the member reaches the age of 54, from when their allocation will gradually decrease. |
| Minimum suggested investment timeframe | 10 years + |
| Permitted investments |
The Strategy may invest in securities in the following asset classes: • Cash and cash equivalents • New Zealand fixed interest • International fixed interest • Australasian equities • International equities • Listed property • Foreign currency • Commodities • Alternative securities * * 'Alternative securities' means asset classes not usually accessed by retail investors, for example, private equity, venture capital and hedge funds. These tend to be asset classes where valuation and liquidity may be uncertain and returns may be volatile. |
| Anticipated investment approach | Over time, it is anticipated that the Strategy will hold a significant exposure to Australasian equities, international equities, and/or alternative securities. |
| Further information | Further information is contained in the NZ Funds Managed Superannuation Service Product Disclosure Statement |
ROPS GBP Income Strategy
| Objective | The objective of the Strategy is to provide an exposure to income-orientated assets and to the UK currency using an active investment management approach. |
| Risk & volatility | Please see the NZ Funds Managed Superannuation Service Product Disclosure Statement or the latest Fund Updates for information on risk. |
| Minimum suggested investment timeframe | 2 years + |
| Permitted investments |
The Strategy may invest in securities in the following asset classes: • Cash and cash equivalents • New Zealand fixed interest • International fixed interest • Foreign currency • Alternative securities * * 'Alternative securities' means asset classes not usually accessed by retail investors, for example, private equity, venture capital and hedge funds. These tend to be asset classes where valuation and liquidity may be uncertain and returns may be volatile. |
| Anticipated investment approach | Over time, it is anticipated that the Strategy will hold a significant exposure to cash and cash equivalents, international fixed interest and/or New Zealand fixed interest with a UK currency overlay. |
| Further information | Further information is contained in the NZ Funds Managed Superannuation Service Product Disclosure Statement |