NZ Funds

Contact Us Log In

KiwiSaver

Invest in your future with the NZ Funds KiwiSaver Scheme

Play video

NZ Funds KiwiSaver Scheme

Choose a KiwiSaver Scheme that gives you more options

The NZ Funds KiwiSaver Scheme gives you a range of choices to achieve your long-term retirement savings goals. You can choose our Balanced Fund with zero management fees, select your own investment mix or let our Life Cycle option adjust your investments for you.

More choices to grow your retirement savings

We’ve designed a suite of KiwiSaver options to help Kiwis at all stages of their retirement savings journey. Our Balanced Fund gets people started on their way, while our Life Cycle and Self Select options aim to deliver higher long-term growth. 

Responsible investing for a better future

Every investment decision we make is considered for its impact on society and the environment. We take this approach because it’s the right thing to do. But we also believe responsible investing will enhance long-term results for our clients.

Learn more

An intelligent investment approach for the new market realities

We invest in a wide range of financial assets. We partner with global experts to maximise the growth of your savings. And we have a strong focus on mitigating falls when markets are going down. 

Learn more

Asset allocation

The most important factor in determining the growth of your KiwiSaver balance is the way your money is invested

Getting started

When you’re young and a long way from retiring, it is important to have your money invested primarily in growth assets, like shares. These go up and down more in the short term than cash and bonds, but over the long term they have more potential for growth. 

Growing your wealth

Over time, these returns compound and build on each other. This can lead to a substantially higher balance than if you invest primarily in conservative investments such as cash and bonds.

Nearing retirement

As you approach your retirement, it is important to lock in some of these returns by moving them into less volatile investments. This means you can start planning how to turn your investments into retirement income with more certainty.  

  • Income
  • Inflation
  • Growth

Introducing Life Cycle

Get the right investment mix, wherever you are on your KiwiSaver journey

Our Life Cycle option automatically changes how your KiwiSaver balance is invested, based on your age. Find out how it works.

Sid Singh

Principal

Play video

Request a call

Wherever you are in New Zealand, we have advisers available to meet with you


Request a call and we’ll be in touch

Next up: Wealth Builder

Grow your long-term savings with a flexible investment solution

Explore Wealth Builder